MUFG Union Bank Appraiser - Agricultural Services, Vice President in Fresno, California

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group.

  • Job Summary * :

Performs evaluations of complex agribusiness operations, including management, crop growing, livestock, processing, and equipment, verifies collateral and analyzes customer supplied cash flows for the securing and repaying of loans as provided in the Bank’s agribusiness lending policy.

  • Major Responsibilities: *

  • Evaluates and verifies cash flow projections on complex agribusiness operations. Reconciles cash flow projections to actual results on interim and renewal bases.

  • Evaluates collateral for complex agribusiness loans prior to loan inception and as requested throughout the term of the loan.

  • Reviews appraisals performed on complex operations by fee appraisers, for real estate secured loans.

  • Performs visual interim inspections as requested and as deemed necessary by credit management to verify progress.

  • Maintains current knowledge on agricultural matters including market conditions, government regulations, water issues, weather patterns and technological changes in order to provide optimum objective input to the loan decision.

  • Reviews fieldwork of other Agricultural Services Representatives and performs other Agricultural Services Department duties.

  • Experience in planting, growing, harvesting and managing commercial agricultural crops.

  • 5 years of farming experience preferred. We may consider a recent grad in Agribusiness who has knowledge and experience in farming, and all phases of farm operations.

  • Knowledge of and first-hand experience in commercial farm crop operations and budgets, including revenues (crop prices, yields, etc.) and expenses (payroll, equipment, etc.) required

  • Proficient in use of MS Office (Word, Excel, PowerPoint).

  • Knowledge of Internet usage for research.

  • Bachelor’s degree in Agricultural Sciences or Finance a plus

/ The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. /

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/ We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category. /

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/ A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses. /

Job: *Credit

Title: Appraiser - Agricultural Services, Vice President

Location: CALIFORNIA-Fresno

Requisition ID: 10020190-WD